Terms & Conditions

Welcome to HabeshaCoin, a virtual Visa and Mastercard provider. By accessing and using our website, you agree to comply with the following terms and conditions. Please read them carefully before proceeding.

1. Acceptance of Terms
By using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree to these terms, please refrain from using our services.

2. Services Offered
HabeshaCoin provides virtual Visa and Mastercard accounts that can be used for online transactions. We facilitate virtual card provisioning, top-ups, and balance management services. Our cards can only be used for lawful transactions and any misuse is strictly prohibited.

3. Eligibility
To use our services, you must be at least 16 years old and have the legal capacity to enter into a contract. By accessing our site, you confirm that you meet these eligibility requirements.

4. Account Registration
To access our services, you must create an account on our website or mobile apps. You are responsible for providing accurate and up-to-date information during the registration process. You agree to maintain the confidentiality of your login credentials and are solely responsible for any activity that occurs under your account.

5. Card Usage and Limitations
Our virtual Visa and Mastercard can be used for online purchases and transactions where these card types are accepted. However, certain limitations may apply, and we reserve the right to impose usage restrictions at our discretion. It is your responsibility to comply with these limitations and ensure that your transactions are lawful.

6. Card Funding and Balances
To use a virtual card, you must fund it through the available methods specified on our website. You are responsible for maintaining a sufficient balance to cover your desired transactions. We are not responsible for any charges, fees, or penalties incurred due to insufficient funds in your account.

7. Fees and Charges
HabeshaCoin charges fees for certain services, such as card issuance, top-ups, and balance inquiries. These fees are clearly stated on our website and may be subject to change. By using our services, you agree to pay any applicable fees associated with your account usage.

8. Intellectual Property
All content, logos, trademarks, and other intellectual property displayed on our website are the sole property of HabeshaCoin. You are not permitted to reproduce, modify, or distribute any of these materials without our prior written consent.

9. Termination and Suspension
We reserve the right to terminate or suspend your account and access to our services at any time, without prior notice or liability, if we suspect any violation of our terms or any illegal or fraudulent activity. You may also terminate your account at any time by providing us with written notice.

10. Limitation of Liability
HabeshaCoin shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use our services or any unauthorized access to your account. We do not make any warranties or representations regarding the security, reliability, accuracy, or completeness of our services.

11. Governing Law and Jurisdiction
These terms and conditions shall be governed by and construed in accordance with the laws of United State & Ethiopia. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts in United State & Ethiopia.

12. Amendments
We reserve the right to modify or update these terms and conditions at any time without prior notice. Continued use of our services following any changes constitutes your acceptance of the modified terms.